India policy posture and local law
We write our legal terms for India with clear account rules, wallet record duties and privacy choices in one place. When you open your account, you agree to provide accurate details, keep your login private and use payment methods that belong to you. Access and eligibility
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depend on local law and are available where local law permits. If a location, bank route or identity check creates a legal restriction, we may pause access, ask for documents or close a request until the matter is resolved. UPI, Paytm and PhonePe records may be
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used to match deposits, withdrawals and refunds with your account ledger. These terms also explain how we handle disputes, data correction requests, account closure and contact paths for legal questions.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.